Crbit

Crbit is a collaborative personal finance app for iOS that helps individuals, couples, and families track expenses, manage budgets, and gain AI-powered financial insights together. Available as a free and premium mobile app, it combines traditional budgeting tools with shared financial management features designed for households and small groups.

Key Features

• Collaborative finance management: Share accounts, track spending, and plan budgets with family members, partners, or dependents through shared access and real-time updates on spending and savings progress.
• AI assistant Wally: An in-app AI agent that delivers personalized financial insights based on transaction patterns and is being developed to handle financial tasks autonomously.
• Multi-profile support: Create separate profiles for personal, couple, family, and business finances, each with tailored views and independent category tracking.
• Expense and subscription tracking: Monitor daily transactions, recurring payments, and subscriptions with alerts for upcoming charges and spending pattern analysis.
• Receipt organization: Digitally capture and store receipts with searchable records, eliminating paper clutter for expense management and tax preparation.
• Goal setting: Create personal or shared savings goals and track collaborative progress toward financial targets.
• Bank account integration: Connect financial institutions securely via Plaid for automatic transaction syncing, balance monitoring, and categorized spending views.
• Financial oversight: Monitor account balances and transaction activity for elderly family members or children via a simple one-time link without requiring them to install or manage the app.

Use Cases

• Household budgeting: Couples and families can manage shared expenses, compare spending across categories, and align on financial goals from a single shared dashboard.
• Small business expense tracking: Solo entrepreneurs and small business owners can separate personal and business finances using dedicated profiles with distinct categories and reporting.
• Elder care and child finance monitoring: Family members can oversee the financial activity of elderly parents or children, receiving visibility into account balances and transactions without the monitored individual needing to manage the app.
• Receipt management for tax preparation: Users can digitize receipts throughout the year, organize them by category, and access searchable records when filing taxes.

Pricing

Crbit offers a free tier that includes the AI assistant Wally, collaboration tools, multi-profile support, receipt management, and expense tracking. A Premium subscription at $4.99 per month unlocks additional analytics and advanced features. The app is available exclusively on iOS through the Apple App Store.

Privacy and Security

Crbit uses bank-level encryption and secure protocols to protect financial data. Bank account connections are handled through Plaid, a trusted third-party provider. The app also uses third-party LLM providers for AI-powered financial analysis under data handling and compliance practices detailed in its privacy policy.